For Housing Repairs, Renovations, Medical Expenses, Marriage, Ceremonial Expenses, Repayment of Debts, Other Reasons/Purposes acceptable to Bank etc.

For Salaried Persons :

• Employees of reputed and financially sound organization.
• Minimum Gross take home salary of INR.15,000/- per month and Confirmed service for at least one year.

For businessmen &Professionals :

Business should have establishment of minimum of three years.

Co-Applicant :

Spouse /parents of the applicant can be taken if required.

Loan Limit : is maximum UptoRs. 5.00 Lacs.

Repayment : is maximum 60 months.

No Pre-payment Penalty.

Rate of Interest : is Applicable from time to time.

Service Charges : are Applicable from time to time.

Margin : is Applicable from time to time.

Duly filled form with :

• Income Proof of Applicant(s) & Guarantor(s)
• Residential Proof of Applicant(s) & Guarantor(s)
• PAN Card of Applicant(s) & Guarantor(s)
• KYC of Applicant(s) & Guarantor(s)

No Prime Security

Two Acceptable Guarantors and Security holders to be also taken as guarantors.

Other Charges : One Upfront EMI, Franking Charges, etc

Borrower & Co-Borrower : Regular Membership fees @ 5% of Unsecured loan amount (Maxi.Rs.5.00L)

Guarantors : Nominal membership.